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How Can I Reduce Debt?

In this Blog Series Phil is answering questions that have been submitted by readers.

Today’s question is “How can I reduce debt?”

Phil shares three key points:

1. Create a plan by firstly identifying all of your debts

2. Identify the most important debt to pay off first (not the one you think)

3. Use Phil’s compound debt repayment strategy

You can also learn a more detailed approach to debt repayment in Phil’s book Becoming Money Wise, get your copy at http://www.becomingmoneywise.com.

You can submit your questions for Phil by replying to this post or by registering for your free gift at http://philstrong.com/freegift/

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Attitude, Aptitude, Altitude

Every so often a new resource shows up that really has a positive impact on our planet.  I’d like to share one with you, because I really feel you’ll gain insights that will help you enhance your life and the lives of others.

Robyn Simpson from www.choosethetude.com is the queen of attitude and spreading compounding ripples of inspiration to help people create a happier life.  Her new book ‘Attitude, Aptitude, Altitude - Choose Your ‘Tude!’ is creating huge ripples of inspiration across the world because of it’s practical 15 step ‘Structure of Goals’ process.  Finally, a book that outlines exactly what you need to do to achieve your goals - no matter what they are.

I have had the most profound result in just 24 hours after reading this book. It was so easy to follow the 15 steps. In fact I must admit for a whole week I focused on it and had amazing results in everything I applied myself to.  Then the next week I slipped and after 1 week of reverting to my old behaviors I really felt and saw the difference! So I am glad to say I am back onto the steps again and now after 24 hours, results are appearing! These are truly magical steps in your book Robyn and I am sure it will be known as “The Ultimate Handbook of Goal Setting” across the planet in no time at all. I just want to know when your next book is coming?

V Markiewicz

What makes this book different?  Robyn Simpson provides tools and techniques that become life enhancing habits, including mind management, energy management and self management techniques no other goal book explores in quite the same way.  ’Attitude, Aptitude, Altitude - Choose Your ‘Tude!‘ teaches you the techniques high performers use daily to achieve their goals, in a simple and practical way so you can incorporate them in your life starting today!  Robyn shares with you exactly how she achieves big goals regularly.  An example of one of the BIG goals Robyn is working on is to reach over 10 million people and share the simple yet highly effective techniques that help people achieve any goal they desire!

Why?  Because attitudes are contagious, so the more people in the world who are achieving happiness, the more positive ripples of inspiration will spread, affecting more and more people, making the world a more positive place… and so the process continues.

Imagine how your life will be when you achieve your biggest goals.  Think about it - what do you really want?  Has anyone else in the world achieved it?  If so, then you can too and this book will help you.  How will your achievement affect you?  How will it affect others around you?  Become an inspiration to others and be the change you want to see in the world.

Here is a sample of what you will learn in the book:

  • Why your attitude is the essence of your ultimate success
  • The absolute power of attitudes and how they affect your life
  • Learn the 15 step ‘Structure of Goals’ process to help you achieve any goal
  • The truth about failure and how to avoid it
  • What really is the difference between successful people and others and what you can do to model the achievers
  • How to keep your energy clear and attractive so you attract everything you want easily.

The chapters include…

  • Attitude the Essence of Success
  • The Structure of Goals
  • Agreements
  • Writing Your Goal
  • Mind Management
  • Personal Responsibility, Choices & Change
  • Energy Management
  • Intentions & Values
  • Self Management
  • Motivation
  • Visualisation
  • Benchmarks, Targets & Gaps
  • Milestones
  • Scheduling & Time Management…
  • …. Plus so much more…

People are already experiencing amazing benefits from this book.  Make a positive choice today and choose to get your copy now.

www.choosethetude.com

And you will receive an extra $1,200 worth of bonuses from some incredible teachers and mentors from around the world.

Plus you get access to a huge range of extra resources to help you achieve your dreams.

It really is that simple - make the choice to get your copy now.

When you purchase this book you are helping spread ripples of inspiration in several ways…

1.  You will enhance your own life by using the contents in the book plus all the exceptional bonuses you have access to, to help you in all areas of your life!

2.  You will contribute to a worthwhile charity and help less privileged people than yourself

3.  You will begin to spread positive ‘Tudes, making your world a better place.

You can get your copy from www.choosethetude.com

May your dreams come true and all your desires be created quickly and easily.

With Grati-Tude

Phil Strong

PS This special launch offer is only available from www.choosethetude.com until 17th July 2009.

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Financial Success as a Solo Parent

In this Blog Series Phil is answering questions that have been submitted by readers.

Today’s question is “How can I, as a solo-parent, live from payday to payday and still get ahead?”

Phil shares three key points:

1. Make family finances a team project

2. Make financial decisions as visible as possible

3. Make sure you’ve got a plan that goes beyond this week

To submit your questions please respond to this post or by getting your free gift at http://philstrong.com/freegift/

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Stay On Track With Your Savings

In this Blog Series Phil is answering questions that have been submitted by readers.

Today’s question is “What are some practical ways to stay on track with your savings?”

Phil shares three key points:

1. Make sure the goal is clearly articulated and clearly visible

2. Create a progress chart to see how you’re going

3. Set milestones – eat the elephant one bite at a time

For an opprtunity to ask your questions, reply to this post or get your free gift from Phil at http;//philstrong.com/freegift/

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Arriving At Healthy Financial Habits

Today I wanted to share with you the final email students receive in my successful online coaching program, Overcoming Unhealthy Financial Habits.

To achieve this in your financial life, start by getting your hands on the free gift below.

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EMAIL SUBJECT: Arriving at Healthy Financial Habits

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Congratulations! You have arrived at the next milestone of your journey.

“What?!” I hear you scream. “I thought this was finished?”

No, I’m sorry my friends, while we part company here, this is just a milestone.

If you have chosen to adopt the principles I have shared with you throughout this coaching process then you are most certainly much closer to your destination.

You will be sharing personal and family financial values with your loved ones, which will be creating a real sense of “team” in the household. I believe you will experience less stress as you discuss money with your spouse. And, your kids will understand more about your family finances and, as a result, stop begging you for money so often.

Continue reading Arriving At Healthy Financial Habits

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What can you do to avoid a conversation with your Financial Doctor?

Have you ever been in a hospital room, either as a visitor or a patient? I find hospitals kind of freaky; the hard beds with clean, starched sheets; the colourless, sterile environment that doesn’t speak of life and vitality; the quietness about hospitals that I think adds to the mystique; and flowers, loads of flowers.

Hospitals are always busy. Nurses move about swiftly, reminding me of busy bees collecting pollen. The silence is dissected by the monitors beeping three rooms down the hallway. The person in the next bed is trying to read their magazine while listening to your conversation. The hallways are full of all sorts of people, most of them wandering around in a daze trying not to get in the way.

And then there’s the conversation you have with the Doctor…

Continue reading What can you do to avoid a conversation with your Financial Doctor?

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Three Examples of the Financial Life You Don’t Want

My passion is Teaching People About Money, it’s something I love doing and it’s something people tell me I’m really good at.

In my experience many people have developed what I call unhealthy financial habits which limit what they can achieve with their money. Here are three examples of what these unhealthy habits can cause.

Continue reading Three Examples of the Financial Life You Don’t Want

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Is “Fiscal Idiot” Too Harsh?

When I was younger I was a complete fiscal idiot. I wasted my money and squandered everything I had seeking the good times that only lasted a short time. I had no idea how to control my spending frenzies and never had enough for my bills. So, as I say, I was a complete fiscal idiot.

Most people are not like this, and you are probably nowhere near as bad as I was. But I find that while people will not class themselves as fiscal idiots they do have some unhealthy financial habits that are limiting what they could be achieving with their money. Do you think you could achieve more with the money you have?

Before that, allow me to tell you the happy end to the story that brought me here.

Continue reading Is “Fiscal Idiot” Too Harsh?

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VIDEO BLOG - 2nd Mortgage

This Video focuses on the concept of a 2nd Mortgage and Phil challenges the way you might think about this. Remember, Phil’s goal is to help you to be mortgage free so listen to what he has to say.

Watch, enjoy, and please comment.

KEY POINTS:

1. What is a 2nd Mortgage?

2. Why get a 2nd mortgage?

3. Phil’s views (!!!)

4. Phil’s advice is to pay off your 2nd mortgage as a priority

5. Use strategies to accelerate your mortgage reduction (Phil can help)

Bonus: Remember your goal is EQUITY!

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Over many years of coaching families to get out of debt, Phil has discovered two things:
a) Many families are on track to end up with a 50 year mortgage.
b) There are simple reasons why this happens.

Make sure this is not you! Learn what it takes to pay your mortgage off and enjoy using your money for more fulfilling purposes.

Get Access To Your FREE VIDEO Immediately!

Discover The Number One Secret Most Families Will Never Know
That Will Have Them Chained To Their Mortgage For The Rest Of Their Lives

http://www.howtosmashyourmortgage.com

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VIDEO BLOG - Bad Credit Mortgages

In this short video I want to share five thoughts that will help to get you on the right track if you have a history that has led to Bad Credit. Many people have probably got to this point and worried that it’s the end of th line, and there is good reason for that. Hear what I have to share as I challenge your thinking and encourage you to get back on track with Bad Credit Mortgage.

Please read, enjoy, and comment.

Here are today’s five points for discussion:

1. Just ‘cos you got Bad Credit doesn’t mean it’s the end

2. What is Step 1?

3. What is Step 2?

4. Warning - the proverb of the dog returning to it’s vomit

5. Race off to get your free financial literacy resources

Link for free financial education resources: http://wisemoney.philstrong.com

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Over many years of coaching families to get out of debt, Phil has discovered two things:
a) Many families are on track to end up with a 50 year mortgage.
b) There are simple reasons why this happens.

Make sure this is not you! Learn what it takes to become mortgage free and enjoy using your money for more fulfilling purposes.

Get Your FREE DVD Today!

How To Make Sure You Don’t End Up With A 50 Year Mortgage

http://www.howtosmashyourmortgage.com

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