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In this Blog Series Phil is answering questions that have been submitted by readers.

Today’s question is about “How much time does it take to budget?”

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Phil shares four thoughts that will help you with this situation and a helpful tool.

• What is the number one reason budgets do not usually work?
• You need to use the free tool to find out what has happened in the past.
• Invest time with your spouse to develop your plan.
• Test and review the plan – over 3,6, 12 months.

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TOOL:  Revealing Your Financial Future Worsheet

You will gain more insight on this from Phil’s book – Becoming Money Wise

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You can submit your own question by replying to this blog, or by registering for your free gift from Phil at http://philstrong.com/freegift/

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