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In this Blog Series Phil is answering questions that have been submitted by readers.

Today’s question is about “Do I need to budget if I am thrifty?”.

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Phil shares three thoughts that will help you immensely.

• Being disciplined with money does not mean you don’t need a budget.
• Don’t fall into the trap that affects thrifty people.
• Find out how you can achieve more with your money.

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You can submit your own question by replying to this blog, or by registering for your free gift from Phil at http://philstrong.com/freegift/

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